The Bank functions under the T-Mobile brand, but Alior Bank is responsible for financial products and services as well as IT facilities. The cooperation of the mobile operator with the universal bank was primarily used by the clients of the first entity, gaining access to new services (focused on personal finance management) and many attractive promotions.
Alior Bank, which is the actual service provider, is a universal bank. He directs his services to both individual and business clients. In its activity, the institution combines the principles of traditional banking with innovative solutions.
T -Mobile Banking Services – cash loan up to PLN 200,000
T -Mobile Banking Services offers a cash loan from 5,000 to 200,000 PLN. Importantly, the institution does not require income statements. But – verifies the credit history at BIK. The application process takes place online or in a branch. The borrowed amount can be used in any way. Up to PLN 150,000, the bank does not require any guarantors.
The loan period is from 3 to 120 months. Installments can be paid in several ways. Option one – a traditional transfer from the borrower’s bank account. The second option is dedicated to people with a personal account at T-Mobile Usługi Bankowe. Account owners can set up an automatic repayment or order a transaction via telephone banking. Important – installments can not be settled using a standing order.
A cash loan at T-Mobile Usługi Bankowe
The financial institution also has a cash loan in its offer. Amount – from 500 to 3500 PLN. Interestingly, the loan period can be up to 10 years. The interest rate is 0 percent. The only fee is the commission. APY is 21.77 percent. The bank’s customers can apply for a loan via online banking.
Refinancing loan – several loans in one installment
A refinancing loan may be used to repay cash loans, account limits and credit cards. Importantly, there is the possibility of online applications. Under the loan, you can receive up to 200,000. zł. Loan period – up to 10 years. Interestingly, the money can be received on the same day. APRC – 13.75 percent
The procedure of transferring credit from another bank is not complicated. Formalities are kept to a minimum. The biggest advantage – all loans can be combined into one, lower installment.
How to take a cash loan at T-Mobile Usługi Bankowe?
- Complete the application.
- Expect a phone call from a consultant.
- Provide all required documents.
- Wait for the transfer.
The first stage of applying for a cash loan at T-Mobile Usługi Bankowe is completing the application. The form is available on the lender’s website. Your personal information, amount and source of income must be included in the application. After sending the document, a consultant will call you to present the detailed terms of the offer. Importantly, the loan agreement can be concluded during a conversation with a bank representative (the option is only available up to PLN 20,000). The loan agreement is provided by courier.
The money will be transferred immediately after signing the contract. The time you receive a loan depends on the transfer policy of the bank where you keep the account.
Important – a cash loan application can be submitted in person at the T-Mobile Banking Services branch. However, people who are clients of the institution can apply for a loan through online banking.
T-mobile Banking Services – Summary