The older and wiser of us are saying that you should start saving when you have, not when you have not. But in a situation where more than 300,000 Croatian citizens are blocked, you wonder what exactly you could save. The home budget is overloaded with day-to-day commitments such as grooming and grocery shopping.
The fact that the consumer basket is more expensive than the average Croatian salary does not help either. How many times have you missed having a trip, coffee or vacation because you are short on money? It’s not easy to make friends all the time. It may take some time for you to understand your financial problems, but over time, their tolerance threshold will go down. And not because they think badly of you, but because it is in human nature. So the next time you refuse something, consider borrowing money .
How to borrow money and what to look out for
Before taking out a quick loan, one should be well informed about the conditions offered by banks and lending companies. Banks offer loans for which the application can be submitted online, but the final realization takes place in the branches. This is also one of the drawbacks that clients do not like because they do not want to spend their time waiting in long lines. Also, for banks, even a debt of a few dollars can ruin a client’s creditworthiness and make it impossible to approve, for example, a loan of up to 5,000 dollars.
Unlike banks, credit companies do not rely on HROK reports and a debt of several dollars does not prevent the client from claiming the desired amount of money. It is important for homeowners that the account is not blocked or secured because it prevents the payment of the loan. As such, the creditworthiness of the client is not checked, but it is taken into account that the client regularly settles his debts and receives a regular salary or pension.
Learn how to borrow money safely
If you are thinking about how to borrow money but are afraid of doing business online, credit houses and banks have taken care of security. The application itself is done online with maximum protection of private information and there is no fear of leaking financial statements.
The client only needs to provide basic information for the loan, which is a copy of the identity card and current account and the signed contract, which can be downloaded from the bank or lending website. The staff involved in processing the request will do their best to make it easier for you to seek a loan.
How to borrow money via text message
Lending companies keep up with the times and their already existing customers who are wondering how to lend money via SMS. This has further simplified the lending of money, which is especially important in crisis situations. It is enough in accordance with the terms of the credit house to send an SMS message and the money, if all is well, will be paid into a checking account.
In most cases, smaller sums of money are paid in this way, on average up to 6000 dollars. The advantage, in addition to speed, is that customers can request it anywhere they are. And they do not need to have internet access. So if you’re wondering how to borrow money, the options are endless, all thanks to financial institutions listening to a market that dictates different ways of lending than they did 20 years ago.